Friday, February 13, 2009

Praise! Company Cars and Credit Cards

This will be a short post since today is another busy busy day. I can't wait for this weekend! (even though I have more work to do over it).

I have two great pieces of news from the Newlyweds Next Door!

1. Our car situation

I blogged before about the Mr. and I only having one car between us and having to ride the Metro to my LA office when I was working in town...
Well today the Mr. got a company car! So no more sharing (except on the weekends). This couldn't have come at a better time since my company is having me work in my LA office or from home more and travel by flight to my clients less. I feel like God really rewarded the faithfulness and prudence of our decision to not go into debt to buy a new car for the Mr.

2. Our credit card situation
The Mr. and I have never put ourselves in a situation where we had to pay interest on our credit cards. We pay them off each month. Well about 8 months ago we got at 0% interest card (0% for one year) to pay for stuff for our wedding, new house, etc. Well when all was said and done we had racked up (gasp!) $5,000 on that card (suddenly I realized how easy it is to go into credit card debt). Well today I made the last $500 pay on it! (we never had to pay interest). It feels so good! I feel like calling Dave Ramsey and shouting "we're debt free"! (lol) Well we're not debt "free" but the only debt we have is our mortgage and student loans which have really low interest rates. Awesome!!!

Hope you all have a wonderful Friday and are getting geared up for a fantastic Valentines Day!

16 comments:

Ms.Cari said...

Congrats on the car and the credit card situation! It's so nice when we have less and less debt, especially right now. Happy Valentine's Day!

Miss Adventure said...

Great job! Isn't it wonderful when all your patience pays off? And knowing that you don't owe anyone any money? I pay off my credit card every month too and I agree, its the best way to go, it really helps you stay more aware of how much you can spend on it every month since you can't go over what you know you'll have to pay it with. Glad everything is going so well for you!

Blablover5 said...

Congrats on the car. Is it a really nice one? And congrats on finally getting all the wedding and house stuff all paid off.

Lindsey said...

YAY!! Congrats on the company car and paying off the credit card, woohoo! I bet that feels great and is a big weight off the shoulders. Congrats!!

Rachel said...

Congratulations...way to go on the financial senses...I hope to be there soon...well not soon but one day!

Mrs. Nurse said...

Congratulations on both! Have a wonderful Valentines Day!

Amanda Joy said...

Congrats! Cute blog, looking forward to reading more!

Lucky in Love said...

Happy V-day to you too!! Congrats on your money situation. I'm sure that felt just wonderful to make that last payment!

SassyEngineer said...

I think it is great that y'all are being fiscally responsible. Thanks to my husband, we are too. We only have our mortgage and student loans for debt too! (Although we have a lot of student loans, luckily we paid a small one off to day!)

Random Musings Of My Life said...

Great news about the car!!

And having no debt?? I dream for that day.. its about 2 years away but that is near enough for me!

on the Rhoads of life said...

Ahhhh...to be debt free!! I am dreaming of it now! We have a long way to go, but are sticking tight to our budget! Congrats on being debt free and up one car! That's great!

d.a.r. said...

Ahh congratulations! What a wonderful feeling to have paid that off!

Mrs. Buck said...

The Mr. and I also only have one car that is ours because he has a work car. It is exclusively for work purposes, but has allowed us to save money by only having one car! I love it!

skinnyrunner said...

isn't it so rewarding to NOT have a bunch of debt to pay off each month!?! congrats on being financially responsible! happy v-day.

Rachel said...

Congratulations on the company car and for being credit card debt free!!! That is truly awesome, I'm very jealous. I wish I had had as much sense as you guys did when I was younger.

ker said...

I am super late to the party - just catching up on your blog - but I smiled when I saw the Dave Ramsey reference - I am working towards being able to yell that on the phone someday, too! (although that pesky mortgage and school loans thing will make it difficult...) You're such a great blogger, so fun to read! :)

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